PERSONAL INSURANCE PRODUCTS

Residential Insurance

 Insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the homeowner within the policy territory.

Flood Insurance

Provides coverage against property loss from flooding.

Flood Insurance
Life Insurance

Protection policies – designed to provide a benefit, typically a lump sum payment, in the event of a specified occurence. We offer protection policy design as term, Permanent  insurance.

Auto Insurance

Insurance for cars, trucks, motorcycles, and other road vehicles. Its primary use is to provide financial protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise there from.  May offer financial protection against theft of the vehicle and possibly damage to the vehicle, sustained from things other than traffic collisions, such as keying and damage sustained by colliding with stationary objects.

Condo-Co-op-Renters
Umbrella Insurance

Provides some of the benefits of homeowners' insurance, but does not include coverage for the dwelling, or structure, with the exception of small alterations that a tenant makes to the structure. It provides liability insurance and the tenant's personal property is covered against named perils such as fire, theft, and vandalism. It also pays expenses when the dwelling becomes uninhabitable.

Refers to liability insurance that is in excess of specified other policies and also potentially primary insurance for losses not covered.

Travel Insurance

Intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while traveling, either internationally or domestically.